Generous Card

A card for daily shopping that rewards you with great benefits:

  • reward of 0.5% of the purchase value
  • up to 50 days interest-free
  • useful when booking hotels, airline tickets or making purchases online
  • your purchases are automatically insured

Generous Card


A card for daily shopping that rewards you with great benefits: reward of 0.5% of the purchase value.

Advantages of the Generous Card

  • contactless embossed credit card VISA Classic,
  • credit limit of between €300 and €3 000,
  • we’ll reward you for purchases:
    • we will credit you 0.50% of each purchase, if you pay at least €200 per month;
    • when paying by card, you also get rewards on your account also for regular purchases at Odmena+ loyalty programme partners, e.g. pharmacies, e-shops, electronics stores and shoe shops;
    • instant benefits and discounts of 5% to 30% with the Sphere loyalty programme;
  • a monthly fee of only €0.50 to €2 euros (depending on your credit limit); you can easily get this back by means of rewards for card payment or the loyalty programme;
  • goods that you pay for with the card are automatically insured for 10 days;
  • money available up to 50 days interest-free expressed as the convenience fee (valid for cash and non-cash transactions when paying the full amount due by the respective due date);
  • you yourself can flexibly set the repayment day and repayment amount (at latest on the 20th day of the month and at least in the amount of the minimum repayment instalment);
  • SMS notifications on payments;
  • with the Smart Purchase service you get money from your credit card to your current account, quickly and without needing approval, with gradual repayment over 10 months;
  • You can get a Generous Card even if you don’t have a current account with us.

Draw money quickly

Walk out the branch with money in your pocket as soon as your card is approved. You can choose to draw money by bank transfer or cash desk withdrawal, without having to wait for the card to be physically issued.

Use the Generous Card for shopping and we’ll reward you

All you need to do is pay at least €200 monthly by your card, and you will get a reward in the amount of €1.

Pay with the Generous Card with a credit line of €2000 or more, and pay monthly 30% of the credit line provided, and you have it free of charge:

We’ll refund your monthly primary credit card fee to your account at the start of the following month.

The total does not include cash withdrawals, cancelled transactions, amounts returned for returns or claims, special transactions (gambling, lottery, betting or foreign currency purchases at the currency exchange), or funds drawn through Quick Draw or paying off another credit card.

What do you need to get a Generous Card?

If you are over 18, just show your ID and have a regular income.

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