Mortgage
refinancing

• interest rate from 4.79%¹ per year when fixed for 1 year with the program Favorable sum - Better interest rates,
  
• 100% discount on the loan fee,²
• you can transfer to us any of your loans from other banks and at the same time get extra money,^{2, 3}
• if you transfer the mortgage to us yourself, we will repay the fee for early repayment of the transferred loan in another bank (up to 1% of the amount of the transferred loan, max. up to 1% of the amount of the new loan), ⁴
• extraordinary installments free of charge:
  • once a year, by law, no more than 20% of the loan principal in the month preceding the anniversary of concluding the housing loan agreement,
  • once a month from us via George, it is at least 50 euros and at most three times the monthly payment.
    Thanks to the extraordinary repayment, you can shorten the repayment period or reduce the monthly loan repayment.

1 The above rate already includes the following discounts: -0.5% per annum if the client's account with Slovenská sporiteľňa, which is not in an unauthorized overdraft, is agreed in the loan agreement as an account for repayment and -0.2% if the loan is also insured.
2 At least one of the transferred loans must be a loan from another bank secured by real estate.
3 The total amount of the refinancing mortgage is not limited by the amount of loans transferred, but may be higher. A refinancing mortgage is not provided for the transfer of business loans.
4 If you repay the loan early before the first fixation period, the repaid fee must be returned to the bank.