• Interest rate from 0.79% with the 3-year fixed term and the Smart combination program,
• processing fee is zero*,
• those who will transfer their mortgages themselves will be rewarded as we will reimburse the costs for early repayment in the old bank up to the amount of 1% of repaid loan,
• Each year a total of 2 extraordinary instalments up to 20% of loan principal free of charge; one is provided in accordance with the law and one as a bonus.

* A refinancing loan that does not exceed 80% of the value of the underlying real estate may have a value up to twice the sum of any loans transferred from another bank. If the loan amount is higher than 80% of the value of the underlying real estate, it must not exceed the paid-off loans secured by the real estate by more than EUR 2,000 or 5%.