Authorised overdraft

Financial reserve on your account

  • the funds are always at your disposal on your account
  • withdraw them whenever you need
  • free of charge overdraft provision and maintenance

Authorised overdraft benefits

  • you can draw the money whenever you actually need it, in the amount and in a manner that suits you best
  • you only pay the interest on the drawn amount
  • you don’t have to repay the loan in full by the end of the month

What do you need to get your Authorised overdraft?

If you are 18 years old or more and have an account opened in Slovenská sporiteľňa, all you need to do is to identify yourself with your ID card + one more identification document and have a regular income.

Authorised overdraft calculator

Calculate how much you will pay on interest with the expected Authorised overdraft limit

Interests paid at the end of the month

This calculation is for informational purposes only. The interest rate is 19.9%.

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