Property insurance

Protect your property against accidental events

  • rapid conclusion of insurance together with the loan
  • insurance premium included in loan payment
  • interim coverage is provided if loan drawdown takes place later (up to 6 months)

Advantages of the Property insurance

  • insurance against damage liability resulting from ownership of property
  • in the case of a flat, insurance covers internal partitions and building components (e.g. those built by the owner at their own expense)
  • a garage is covered, even if it is at a different address from the main building
  • coverage include building materials intended for maintenance and small building machinery
  • insurance covers both the building itself and its fixtures and fittings such as windows, doors, paintwork, carpets and built-in furniture

What insurance covers

Combined natural hazards - fire, explosion, direct or indirect lightning strike, flood, storm or hail, landslide, burst plumbing, transport accidents, precipitation, wind etc.

Other risks – vandalism, spraying, theft or robbery, electrical faults in motors used in the operation of the insured building, water damage due to blocked drains etc.

Coverage includes – impairment of building land in the event of a landslide or unstable substrate, building material and small construction machinery are included for combined natural hazards, fences and non-supporting perimeter walls

 

How to report an incident?

  • Non-stop central helpdesk for incidents  0850 200 200, 
  • from abroad +421 2 57 281 670
  • or you can report incidents online using www.koop.sk

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