insurance against damage liability resulting from ownership of property
in the case of a flat, insurance covers internal partitions and building components (e.g. those built by the owner at their own expense)
a garage is covered, even if it is at a different address from the main building
coverage include building materials intended for maintenance and small building machinery
insurance covers both the building itself and its fixtures and fittings such as windows, doors, paintwork, carpets and built-in furniture
What insurance covers
Combined natural hazards – fire, explosion, direct or indirect lightning strike, flood, storm or hail, landslide, burst plumbing, transport accidents, precipitation, wind etc.
Other risks – vandalism, spraying, theft or robbery, electrical faults in motors used in the operation of the insured building, water damage due to blocked drains etc.
Coverage includes – impairment of building land in the event of a landslide or unstable substrate, building material and small construction machinery are included for combined natural hazards, fences and non-supporting perimeter walls
How to report an incident?
Non-stop central helpdesk for incidents 0850 200 200,
from abroad +421 2 57 281 670
or you can report incidents online using www.koop.sk
If you have any questions, feel free to contact us