Loan insurance – Housing loan

• Protection during difficult life situations such as the death, full and permanent disability, sick leave or job loss
• Insurance concluded simply within the loan agreement
• Insurance premium included within the loan instalment
• In case of unexpected events (death or full and permanent disability of the insured) the loan receivable is paid from the insurance
• During the sick leave of job loss, the insurance company pays the full loan instalment
• You get a lower interest rate for a housing loan when using the Smart combination program
• Insurance possibilities:
  •  basic insurance package: death, full and permanent disability
  • widened insurance package: death, full and permanent disability, sick leave
  • full insurance package: death, full and permanent disability, sick leave, job loss 

Conditions for insurance for a housing loan

• Age: from 18 to 61 years
• Provided housing loan
• Monthly loan(s) instalments, to which the insurance is related, may not exceed the sum of €1,850