Advantages
Security
We minimise the risk of misuse of the card data, since, in addition to your card data, your mobile phone is also required when making payments. If you use the mToken application, you identify yourself with your biometrics (fingerprint, face scan) or your own PIN code. If you do not use the mToken application yet, you will confirm the transaction with an SMS code. The SMS code is one-time, has a limited time validity and cannot be used for any other transaction.
Simplicity
Just place your finger, capture your face, or enter your own PIN in the app mToken, or copy the one-time code from the SMS to the screen, and the payment is confirmed.
Speed
Confirmation only takes a moment. After entering the payment, you will receive a push notification on your mobile phone. Clicking on it will automatically take you to mToken, where you will see the details of the payment and you simply confirm it in your chosen way. If you use verification via a one-time SMS code, it will be delivered to you within a few seconds.
It is free
The app mToken and also SMS messages with a one-time code are free of charge, regardless of the number of transactions made.
Procedure when paying
What card payment will look like
Registration
You can register your card only if:
- on the card, you have a limit for online payments set to a value greater than zero and, at the same time,
- you have your mobile number stored with us.
You can easily set or change limits or a phone number:
- via George app or Internetbanking George,
- at any branch of Slovenská sporiteľňa,
- on the telephone line 0850 111 888 (only if you are the owner of the account to which the card is issued).
New clients:
- for new clients who meet the conditions, we register the service automatically.
Existing clients:
- debit card holders can register for the service by meeting the conditions and subsequent registration during a purchase,
- credit card holders will have their cards registered automatically after meeting the conditions.
Where you pay
- at merchants supporting 3D Secure, recognised by the logo:
- at merchants not supporting the 3D Secure service, you will pay as before. You will only confirm the payment only by card details, without needing to enter an SMS code