We minimise the risk of misuse of the card data, since, in addition to your card data, your mobile phone is also required when making payments. If you use the mToken application, you identify yourself with your biometrics (fingerprint, face scan) or your own PIN code. If you do not use the mToken application yet, you will confirm the transaction with an SMS code. The SMS code is one-time, has a limited time validity and cannot be used for any other transaction.
Just place your finger, capture your face, or enter your own PIN in the app mToken, or copy the one-time code from the SMS to the screen, and the payment is confirmed.
Confirmation only takes a moment. After entering the payment, you will receive a push notification on your mobile phone. Clicking on it will automatically take you to mToken, where you will see the details of the payment and you simply confirm it in your chosen way. If you use verification via a one-time SMS code, it will be delivered to you within a few seconds.
It is free
The app mToken and also SMS messages with a one-time code are free of charge, regardless of the number of transactions made.
As before, you will first fill in the card details – its number, expiry date and the 3-digit CVV2/CVC2 code on the back of the card – and confirm them.
The first time you make a card transaction on the Internet with a 3D Secure merchant, you will see the Registration screen. Just choose the option Yes – register and pay. You will then promptly receive an SMS text message with a generated code.
If you have already registered, then, when paying, you will see only the confirmation screen, where you then enter the one-time SMS code from the text message you receive. We will send it to the mobile number you have stored with us (you can check it directly on the screen). After filling in the code, just click on Send and Pay. This completes the payment.
You can register your card only if:
on the card, you have a limit for online payments set to a value greater than zero and, at the same time,
you have your mobile number stored with us.
You can easily set or change limits or a phone number: