Payments
at the end
of the year
Branch opening hours at the turn of the year
In between the holidays, it is necessary to keep track of due dates and make sure that the funds leave the account before the year-end. That is why we bring you the important deadlines for domestic and cross-border payments.
DOMESTIC TRANSFERS
With a standard outgoing transfer from Slovenská sporiteľňa, the payment must be placed no later than Tuesday, 30 December 2025, before the exact time specified in the Annex 2 of the Payment Services Conditions.
You can place a standard transfer within Slovenská sporiteľňa, instant payment, or urgent transfer as late as on Wednesday, 31 December 2025.
On New Year’s Eve (31 December 2025), we will accept payment orders at our branches with a due date on that same day, and this by 12:00 p.m. at the latest. Using George, Business24, or Multicash, you can place an order until the exact time that can be found in the Annexes 2 and 6 of the Payment Services Conditions.
On New Year’s Day (1 January 2026), it will be possible to place standard transfers and instant payments with the current due date only via George or Business24. However, deadlines specified in the Annexes 2 and 6 of the Payment Services Conditions. must be observed. Multicash only allows sending standard transfers.
We will accept urgent transfers via Business24 or Multicash with the earliest due date of 2 January 2026.
SEPA DIRECT DEBIT
The payment orders for SEPA direct debits, regardless of their collection scheme or collection type, must be submitted via Business24 or Multicash within the following deadlines, depending on the requested SEPA direct debit required collection date:
CREDIT CARD REPAYMENTS
If you wish to meet the due date of 31 December 2025, submit cash deposits and place payment orders at a branch on this day by 12:00 p.m. We will process payment orders for repayments placed via George on 31 December as on a standard banking day.
ATMs OF SLOVENSKÁ SPORITEĽŇA
Cash withdrawals and deposits made on 31 December 2025 via ATMs of Slovenská sporiteľňa will be settled as on a standard banking day. This also applies to payment orders placed via ATMs.
Please note that from 1 January 2026, it will no longer be possible to submit payment orders via our ATMs. Please use George on your phone or the web to send payments.
In between the holidays, it is necessary to keep track of due dates and make sure that the funds leave the account before the year-end. That is why we bring you the important deadlines for domestic and cross-border payments.
CROSS-BORDER TRANSFERS
Transfers executed by us with D+2 value date* must be placed no later than Monday, 29 December 2025. With transfers executed with D+1 value date*, you have time until Tuesday, 30 December 2025. Transfers must be placed with the current date and you must always keep in mind the deadlines specified in the Payment Order Deadlines for Cross-Border Transfers.
On 31 December 2025, it will remain possible to place transfers that will be executed by us with D+0 value date*, however at the latest by 12:00 p.m. at our branches. With transfers made via George, Business24, or Multicash, the time specified in the Payment Order Deadlines for Cross-Border Transfers must be observed. It is necessary to specify the current due date.
For better clarity, we attach a table:
D – date of the requested debiting of the payment from the account
With AUD, CNY, HKD, JPY, or RUB currencies, in which Slovenská sporiteľňa does not execute urgent transfers, the payment orders for cross-border transfers must be submitted to Slovenská sporiteľňa as standard transfers no later than by 3 p.m. on Monday, 29 December 2025.
Our branches will be closed on Thursday, 1 January 2026. However, you will be able to place cross-border payment orders via George, Business24, or Multicash with the earliest due date of 2 January 2026.
The payment orders received by Slovenská sporiteľňa with the value date* of 31 December 2025
- On 31 December 2025 before 4:30 p.m., we will credit the recipient’s account held in Slovenská sporiteľňa as early as on 31 December 2025
- On 31 December 2025 after 4:30 p.m., we will credit the recipient’s account held in Slovenská sporiteľňa on 2 January 2026.
* Value Date = date, on which the funds are credited to the beneficiary’s bank account