Payments and branches opening times
at the end of the year
Payments and branches opening times
at the end of the year
Opening times of branches
Read more about temporary closed branches.
Payments
We would like to inform you about our arrangements for payments and ATM use at the turn of 2021 and 2022. If you wish your payment orders in Slovenská sporiteľňa, a.s. (“SLSP”) to be executed with a 2021 date, please take note of the information below:
Domestic payments
On 30 December 2021 (Thursday), SLSP will accept payment orders (single, standing and bulk) with a maturity date of 30 December 2021 submitted to its branches and via electronic banking within the published deadlines* and execute them as follows:
- intra-bank transfers will be executed on 30 December 2021,
- standard interbank transfers will be sent to NBS by the clearing date 31 December 2021,
- urgent transfers will be sent to NBS by the clearing date 30 December 2021.
On 31 December 2021 (Friday), SLSP will accept payment orders (single, standing and bulk) with a maturity date of 31 December 2021 submitted to its branches and via electronic banking before 12:00 at the latest and execute them as follows:
- intra-bank transfers will be executed on 31 December 2021,
- standard interbank transfers will be sent to the NBS by the clearing date 3 January 2022,
- urgent transfers will be sent to the NBS on the same day, 31 December 2021.
SLSP will not accept any instructions for payment operations from clients via its branches, electronic banking or ATMs with a maturity date of 1 January 2022.
It will become possible to enter payment orders (single, standing and bulk) with the earliest maturity date of 2 January 2022 (Sunday).
SEPA DIRECT DEBIT
Payment orders for SEPA direct debits, regardless of their collection scheme and collection sequence, must be delivered via electronic banking by the following deadlines depending on the required collection date:
If a payment order for a SEPA Direct Debit is delivered requesting a collection date on 1 January 2022, SLSP will adjust its due date to the next following Business Day, i.e. 3 January 2022.
Credit card repayments
On 31 December 2021 (Friday) SLSP will accept cash deposits and payment orders (at its branches or via electronic banking) with a maturity date of 31 December 2021 until by 12:00 at the latest.
The cut-off time for the processing of credit card repayments that SLSP receives from clearing will be 17:00 on 31 December 2021.
SLSP ATMs
Cash withdrawals made from ATMs:
- on 30 December 2021 will be cleared from clients’ accounts on 31 December 2021,
- on 31 December 2021 will be cleared from clients’ accounts by the recording day 1 January 2022.
Cash deposits via SLSP ATMs will be accepted by SLSP on 31 December 2021 until the cut-off time of 16:30. Cash deposits via ATMs will become possible again on 1 January 2022.
On 31 December 2021 (Friday), SLSP will accept payment orders submitted via SLSP ATMs with a maturity date of 31 December 2021 until 12:00 at the latest and execute them as follows:
- transfers to SLSP accounts will be executed on 31 December 2021,
- transfers to accounts in other banks in the Slovak Republic, including payments to Prvá stavebná sporiteľňa, will be debited from the payer’s account on 31 December 2021 and sent to NBS by the clearing day 3 January 2022,
- credit card repayments will be executed on 31 December 2021.
Cross-border payments
Cross-border transfers – outgoing
On 29 December 2021 (Wednesday), SLSP will accept payment orders for cross-border transfers with a maturity date of 29 December 2021 submitted to its branches and via electronic banking within the published deadlines*** and execute them as follows:
- transfers made with value date** D+2 will be executed in favour of the beneficiary’s bank with the value date** 31 December 2021,
- transfers made with value date** D+1 will be executed in favour of the beneficiary’s bank with the value date** 30 December 2021,
- transfers made with value date** D+0 will be executed in favour of the beneficiary’s bank with the value date** 29 December 2021.
On 30 December 2021 (Thursday), SLSP will accept payment orders for cross-border transfers with a maturity date of 30 December 2021 submitted to its branches and via electronic banking within the published deadlines*** and execute them as follows:
- transfers made with value date** D+2 will be executed in favour of the beneficiary’s bank with the value date** 3 January 2022,
- transfers made with value date** D+1 will be executed in favour of the beneficiary’s bank with the value date** 31 December 2021,
- transfers made with value date** D+0 will be executed in favour of the beneficiary’s bank with the value date** 30 December 2021.
On 31 December 2021 (Friday), SLSP will accept payment orders for cross-border transfers with a maturity date of 31 December 2021 submitted to its branches and via electronic banking within the published deadlines*** however until by 12:00 at the latest and execute them as follows:
- transfers made with value date** D+2 will be executed in favour of the beneficiary’s bank with the value date** 4 January 2022,
- transfers made with value date** D+1 will be executed in favour of the beneficiary’s bank with the value date** 3 January 2022,
- transfers made with value date** D+0 will be executed in favour of the beneficiary’s bank with the value date** 31 December 2021.
SLSP will not accept any instructions from clients at its branches and via electronic banking to execute cross-border payment transactions with a maturity date of 1 January 2022.
If you wish to make a cross-border transfer of funds that is credited to the recipient’s bank account in 2021, payment orders for cross-border credit transfer must be delivered to SLSP by the following deadlines:
D – D – maturity date of the payment order
For currencies such as AUD, CNY, HKD, JPY and RUB for which SLSP does not offer urgent transfers, payment orders for cross-border credit transfers must be submitted to SLSP no later than 15:00 on Wednesday 29 December 2021 as standard transfers.
Cross-border transfers – incoming
Payment orders received by SLSP before or on 31 December 2021 with the value date** 31 December 2021:
- before 16:30 will be credited to the beneficiary’s account in SLSP on 31. December 2021,
- after 16:30 will be credited to the beneficiary’s account in SLSP on 3. January 2022.
* these can be found on the website www.slsp.sk in the section Contractual Conditions, SLSP payment services conditions, Annex 2
** Value date = date when funds are credited to the beneficiary’s bank account
*** these can be found on the website www.slsp.sk in the section Contractual Conditions, SLSP payment services conditions, Annex 4