Which terms of payment shall I place when my business partner expects the full transfer sum credit to his account without being charged by participating banks?

In case of an internal transfer, the recipients`s account is always credited by the full transfer sum. The only accepted term of payment is “SHA”. In case of an international transfer with the “CORE” term of payment implemented, the recipient`s account will be credited by the full transfer sum, while the SLSP charges and other banks` charges will debit the payer`s account. See the Rate Schedule to get more information about Tranfer charges with “OUR” term of payment. There is no charge for “OUR” term of payment in case of an international transfer within the ERSTE GROUP members, regardless of the currency.