VISA Gold credit card

Enjoy your purchases and precious rewards:

  • even 45 days without interest
  • comfort of airport VIP lounges
  • exclusive immediate discounts and advantageous bonuses

VISA Gold credit card

Enjoy your purchases and precious rewards: 45 days without interest, comfort of airport VIP lounges, exclusive immediate discounts.

Advantages of a VISA Gold credit card

  • contactless embossed credit card with extra advantages for you,
  • money available for 45 days without interest,
  • credit limit now from €900,
  • funds available immediately after approval, you don’t have to wait for your card and you can get the credit at any of our branches or from your account (more about the service),
  • goods, for which you pay by card, are automatically insured for the first 10 days (more about the service),
  • we will reward you for your purchases:
    • more advantageous purchases with the Bonus+ loyalty program at program partners e.g. pharmacies, perfume shops or electronic stores (more at,
    • immediate discounts with the Sphere VIP program up to 30%.
  • special bonuses to enjoy a better experience when travelling with the VISA Luxury Hotel Collection club, AirRefund and for entry into airport business lounges, enter airport lounges with VISA Airport Companion Europe,
  • with the Smart purchase service you will receive money from your credit card to your current account, quickly and without approval with a repayment of 10 months.

Use the card to draw 30% of your credit line monthly (minimum EUR 300) and the card is free of charge:

The paid monthly fee for the main credit card will be credited back to your account at the beginning of the following month.

Not included in this amount is cash withdrawals, cancelled transactions, sums credited because of a goods return or for complaints, special transactions (payments for gambling, lottery, betting or payments for foreign currencies in an exchange office), nor for Immediate Credit sums, decimals charged within the Smart purchase service or for paying off another credit card.

What do you need to get the VISA Gold credit card?

If you are aged 18 or more, an ID is needed plus one identification document and a regular income.