VISA Classic credit card

Comfortable purchases with extra bonuses

  • Even without holding a current account with us
  • Your purchases are automatically insured
  • Advantages of the Bonus+ and Sphere programs

VISA Classic credit card

  • Contactless embossed credit card
  • Money available for 45 days without interest
    (applies for non-cash transactions if the debt sum is paid by the respective due date)
  • Credit limit now from €300
  • Funds available immediately after approval, you don’t have to wait for your card and you can get the credit at any of our branches or from your account thanks to the Immediate Credit service
  • Goods, for which you pay by card, are automatically insured for the first 10 days
  • We will reward you for your purchases
    • more advantageous purchases with the Bonus+ loyalty program at program partners, e.g. pharmacies, perfume shops or electronic stores (more at
    • immediate benefits and discounts from 5 to 30% with the Sphere loyalty program
  • Easy purchases in stores and on the internet
  • Balance overview at ATMs, through Internetbanking and SMS Notifications
  • Topping up phone cards at ATMs

Use the card to draw 30% of your credit line monthly (minimum EUR 300) and the card is free of charge:

  • we will credit the paid monthly fee for the main credit card back to your account at the beginning of the following month,
  • not included in this amount is cash withdrawals, cancelled transactions, sums credited because of a goods return or for complaints, special transactions (payments for gambling, lottery, betting or payments for foreign currencies in an exchange office), nor for Immediate Credit sums or for paying off another credit card.

What do you need to get the VISA Classic credit card?

If you are aged 18 or more, an ID is needed plus one identification document and a& regular income.