Personal account Exclusive


Without restrictions and with premium services

  • withdrawals free of charge from all ATMs around Slovakia
  • free of charge with active use
  • better interest for deposits and lower loan instalments

Important numbers

Advantages of Personal account Exclusive

  • Embossed MasterCard Mass or VISA Classic payment card with an unlimited number of payments
  • Withdrawals from all ATMs in Slovakia and the ATMs of the ERSTE Group, plus all EUR withdrawals from any other ATMs abroad for free
  • Services for the payment card for free:
    • issue of a new payment card in the event of loss or theft
    • change of payment card limits at a branch, through Client Centre or through electronic services
    • new PIN code printing
  • Internetbanking, mobile application, Electronic statement
  • Setting up of standing orders and direct debits
  • Receipt and sending of electronic payments

Discounts and rewards

3 steps to Personal account Exclusive without fee or with a discount.

Card payments – payments with electronic cards issued for an account, and the credit card of the account holder (main and additional credit card)

Regular payments – standing orders and direct debits without transfers between the accounts and without loan instalments

Savings – Saving for unexpected situations, Saving for enjoyments, Saving for housing, Saving to the account, Smart investment saving

Assets: an average monthly summarizing balance sheet from all your accounts held at Slovenská Sporiteľňa, KOOPERATÍVA insurance company, a.s., Vienna Insurance Group and Asset Management Slovenská Sporiteľňa (asset management entity of Slovenská Sporiteľňa)

Register at www.odmenaplus.sk and take advantage of a discount up to 12% at selected commercial partners with the Bonus+ program.

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