Management of the bank

Peter Krutil

Chairman of the Board of Directors and Chief Executive Officer

Mr. Krutil studied Economics at the Management Faculty of the University of Economics in Bratislava, passed various courses, focused on financial markets and securities trading, as well as internships at Creditanstalt Vienna and Creditanstalt London.

From 1991 to 1993, he worked in VÚB, a.s., Bratislava and as an agent for trading with securities, while he also introduced new companies to the Stock Exchange.

In 1993, he was a dealer on money and capital markets at Tatra Banka, a.s., Bratislava.

From 1993 to 1998, he was a Director and later also a member of the Board of Directors at Creditanstalt Securities, o.c.p., a.s., Bratislava.

In 1998, he worked at the Ministry of Economy of the Slovak Republic.

In December 1998, he was elected as a member of the Board of Directors of Slovenská sporiteľňa. From January 2015, he was a Deputy Chairman of the Board.

From January 1, 2018, Mr. Krutil has been Chairman of the Board of Directors and Chief Executive Officer of Slovenská sporiteľňa.

Zdeněk Románek

Member of the Board of Directors

Mr. Románek started his professional career in 1999 at consulting company KPMG. After working at Revitalization Agency for one year, he began a 6-year career at consulting company McKinsey & Company in 2001 working in different European countries. In 2007, he accepted an offer from Česká pojišťovna, part of Generali PPF Holding, to be responsible for online and direct sales, CRM and product management. Since 2013, he has managed retail at Air Bank, part of the PPF group.

Mr. Románek is a graduate of Charles University and the University of Economics in Prague. He gained an MBA in France at the INSEAD Fontainebleau University.

From June 15, 2015, he became a member of the Board of Directors of Slovenská sporiteľňa.

Pavel Cetkovský

Member of the Board of Directors and Chief Financial Officer (CFO)

He started his career in Česká sporiteľňa and was part of its management team ever since the bank became owned by Erste group. He held various positions in the areas of finance, risk management and retail; later he was serving as Chief Risk Officer, Chief Financial Officer and CEO in local banks of Erste Group.

From January 2018, he is Member of the Board of Directors and Chief Financial Officer of Slovenská sporiteľňa responsible for accounting and controlling, balance sheet management and facility, environment and construction and interim head responsible for risk management.

Milan Hain

Member of the Board of Directors

Milan Hain graduated from the Faculty of Mathematics and Physics at the Comenius University in Bratislava, where he received also his PhD, pursued also at the University of Technology in Eindhoven. He also pursued various special programs such as the prestigious London Business School to improve his managerial and professional skills.

He started his banking career in 1993 in VÚB where he held various positions including Head of IT Development. In 1999 he joined the communication sector as Chief Information Officer and remained there until 2012. He then started working for Raiffeisen Bank in the Czech Republic.

From July 1, 2018, he became a member of the Board of Directors of Slovenská sporiteľňa, responsible for IT and bank operations.

Norbert Hovančák

Member of the Board of Directors

He is a graduate of the Faculty of Business Economics of the University of Economics in Bratislava, Philosophical Faculty of the Prešov University and he also studied financial law at the Pavol Jozef Šafárik University in Košice.

His professional career is linked to the largest Slovak bank where he has been working since 1998; beginning as a branch advisor in Prešov. He continually tried out various job positions in the retail and corporate sector and also in the area of risk management. He has been the Head of Corporate Banking since 2018.

From October 1, 2019, he became a member of the Board of Directors of Slovenská sporiteľňa, responsible for corporate banking and markets.