Contractual Conditions – Entrepreneur

Terms and Conditions as a Legal Part of the Client Agreement by Product

General Business Conditions

General Business Conditions PDF (217 KB)
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Product Business Conditions

Payment services conditions – change of the Annex 4 effective from 1. June 2021 PDF (561 KB)
Product-specific Business Conditions for Deposit Products PDF (319 KB)
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Product-specific Business Conditions for Deposit Products PDF (319 KB)
Product-specific Business Conditions for Deposit Products PDF (319 KB)
Product-specific Business Conditions for Loans, Bank Guarantees and Letters of Credit PDF (388 KB)
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Product-specific Business Conditions for Investment Services PDF (168 KB)
Product-specific Business Conditions for Treasury PDF (302 KB)
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Product-specific Business Conditions for Factoring PDF (361 KB)
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Product-specific Business Conditions for leases PDF (376 KB)
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Service Charge List

For Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Branch Network of the Bank PDF (584 KB)
Existing Products and Services that the Bank currently does not sell any more for Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Branch Network of the Bank effective from June 1, 2021 PDF (242 KB)
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For Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Sales Departments of the Corporate Banking Line PDF (766 KB)
Existing Products and Services that the Bank currently does not sell any more for Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Sales Departments of the Corporate Banking Line effective from June 1, 2021 PDF (242 KB)
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Publications

Other Useful Information to Products

Payment Order Deadlines for Cross-Border Transfer (Outgoing and Incoming) PDF (125 KB)
Payment Terms Allowed for Cross-Border Transfers PDF (111 KB)
List of SEPA Countries PDF (66 KB)
List of the Financial Group Erste Group banks for Payment Services PDF (148 KB)
List of the FIT 2.0 Banks for Payment services PDF (75 KB)
Usage of Exchange Rates PDF (193 KB)
What is IBAN and What is BIC Code? PDF (179 KB)
List of the Purpose Codes for Cross-Border Payment to Bahrain PDF (112 KB)
Information on the intragroup exemption (EMIR) PDF (200 KB)
Information on Basic Rules for Providing Investment Services in Compliance with the MiFID European Legislation PDF (498 KB)
Sustainability risks in providing investment service portfolio management PDF (233 KB)