Zmluvné podmienky: Podnikateľ – Slovenská sporiteľňa, a.s.

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Terms and Conditions as a Legal Part of the Client Agreement by Product

General Business Conditions

General Business Conditions

PDF (232 KB)

Payment Services

Payment services conditions

PDF (656 KB)

Deposit Products (Business Accounts)

Product-specific Business Conditions for Deposit Products

PDF (375 KB)

Electronic Banking

Product-specific Business Conditions for Deposit Products

PDF (375 KB)

Payment Cards

Product-specific Business Conditions for Deposit Products

PDF (375 KB)

Loan products, Bank Guarantees and Letter of Credit

Product-specific Business Conditions for Loans, Bank Guarantees and Letters of Credit

PDF (426 KB)

Securities and investment services

Product-specific Business Conditions for Investment Services

PDF (168 KB)

Treasury products

Product-specific Business Conditions for Treasury

PDF (305 KB)

Factoring

Product-specific Business Conditions for Factoring

PDF (370 KB)

Leasing

Product-specific Business Conditions for leases

PDF (501 KB)

For Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Branch Network of the Bank

For Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Branch Network of the Bank	PDF (873 KB)
For Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Branch Network of the Bank effective from February 1, 2020	PDF (974 KB)
Existing Products and Services that the Bank currently does not sell any more for Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Branch Network of the Bank effective from January 1, 2020	PDF (382 KB)

For Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Sales Departments of the Corporate Banking Line

For Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Sales Departments of the Corporate Banking Line	PDF (942 KB)
For Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Sales Departments of the Corporate Banking Line effective from February 1, 2020	PDF (1 MB)
Existing Products and Services that the Bank currently does not sell any more for Natural Persons Entrepreneurs, Legal Persons, Public and Non-Profit Sector served by the Sales Departments of the Corporate Banking Line effective from January 1, 2020	PDF (440 KB)

Payment Services

List of the Financial Group Erste Group banks for Payment Services	PDF (148 KB)
List of the FIT 2.0 Banks for Payment services	PDF (75 KB)
List of the Purpose Codes published by the Central Bank of the United Arab Emirates (UAE) for payments credited to the beneficiary accounts situated in the UAE	PDF (1 MB)
List of SEPA Countries	PDF (66 KB)
List of Slovenska sporiteľňa's Nostro Accounts	PDF (181 KB)
Prohibited Countries and Risky Countries	PDF (123 KB)
Payment Terms Allowed for Cross-Border Transfers	PDF (141 KB)
Payment Order Deadlines for Cross-Border Transfer (Outgoing and Incoming)	PDF (125 KB)
Usage of Exchange Rates	PDF (193 KB)
What is IBAN and What is BIC Code?	PDF (179 KB)

Payment Services – cashless

What is IBAN and What is BIC Code?

PDF (179 KB)