Loan to support SMEs in research, development and innovation with backing from the NDF II portfolio guarantee

We will provide you with funding at a favourable rate to implement your innovative investment projects and cover essential operating costs:

  • funding for research, development and innovation projects
  • reduced collateral requirements
  • lower interest rate

Advantages of the loan

The purpose, conditions and benefits of the loan are backed by the NDF II portfolio guarantee for RDI

  • supports investment projects and access to necessary working capital in the implementation of research, development and innovation projects;
  • for repayment periods of less than 5 years, the maximum loan is EUR 1,875,000;
  • for repayment periods over 5 years, the maximum loan is from EUR 1,875,000 to EUR 937,500;
  • you can choose a repayment period of 1 to 10 years;
  • we offer you a lower interest rate and less collateral is needed;
  • no loan can be provided for projects already supported by other EU subsidies;
  • you can apply for a loan at Slovenská sporiteľňa’s regional corporate centres.

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