Loan for mitigating the impacts
of the COVID-19 pandemic for micro-enterprises, small and medium-sized enterprises, secured by the portfolio guarantee of the SIH Anti-Corona Guarantee


Financial assistance for maintaining employment and preserving jobs at an enterprise

  • low-interest to interest-free loans (after meeting conditions)
  • no requirements for additional loan collateral, because the loan is secured by a guarantee in the framework of the SIH Anti-Corona Guarantee financial instrument
  • deferral of principal and interest repayments for 12 months

Purpose and conditions of the Instalment Loan with SIH-Anti-Corona Guarantee

  • the loan is intended for financing working capital for the purpose of averting negative impacts of the crisis on the functioning of enterprises as a result of the forced downturn in their activities and loss of income, as well as the purchase of tangible and intangible assets related to maintaining or increasing the number of jobs;
  • for clients and non-clients doing business / operating in Slovakia:
    • for small and medium-sized enterprises with up to 250 employees, including micro-enterprises, sole traders, the free professions and natural-person entrepreneurs;
    • with an annual turnover of up to €50 mil. and/or a total annual balance sheet of up to €43 mil.;
    • also for start-ups without a completed 1 accounting period;
  • without additional collateral, thanks to the SIH Anti-Corona Guarantee;
  • favourable interest rate on the loan, with the possibility to get a further reduction of up to 4% p.a., thanks to the interest subsidy;
  • you start to repay the principal and interest only after 12 months from drawing the loan;
  • no fees for processing, increasing or early repayment of the loan;
  • you can apply for the loan at regional business centres or via your business advisor in the retail branch network.

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