EIB-backed preferential loan for a small, medium or large enterprise
A preferential loan to support your business’s activity and growth through investment or operational financing with an interest rate reduced by 0.25% p.a.
EIB-backed preferential loan for a small, medium or large enterprise
A preferential loan
to support your business’s
activity and growth
through investment
or operational financing
with an interest rate
reduced by 0.25% p.a.
Maximum loan amount
€12.5 million
Preferential loans available to December
2022Interest rate reduced by
-0,25 % p. a.
compared to a standard loan
Loan purpose, conditions and benefits
- it can be used for investment projects and finance working capital needed for operating activities (materials/raw materials, raw materials in processing, inventories of goods and receivables from customers),
- it is intended for
- small and medium enterprises up to 250 employees
- large enterprises from 250 to 2,999 employees
- the maximum loan amount is € 12.5 million
- maximum project costs are € 25 million
- the interest is 0.25% less per annum for the full term of the loan
- the minimum loan maturity period is 2 years
- operational financing is provided as an overdraft with a term of three years
- the maximum term of an investment loan is 8 years and operational loan 3 years
- the financed project must be completed within 3 years and may include the purchase of tangible assets and investments in intangible assets
- the loan can also be used for projects already supported by other EU subsidies
- you can apply for the loan at Slovenská sporiteľňa’s regional business centres.