EIB-backed preferential loan for a small, medium or large enterprise

A preferential loan to support your business’s activity and growth through investment or operational financing with an interest rate reduced by 0.25% p.a.

EIB-backed preferential loan for a small, medium or large enterprise





A preferential loan
to support your business’s
activity and growth
through investment
or operational financing
with an interest rate
reduced by 0.25% p.a.

Key numbers

Maximum loan amount


€12.5 million

Preferential loans available to December

2022

Interest rate reduced by

-0,25 % p. a. compared to a standard loan

Loan purpose, conditions and benefits

  • it can be used for investment projects and operational financing
  • it is intended for
    • small and medium enterprises up to 250 employees
    • large enterprises from 250 to 2,999 employees
  • the maximum loan amount is € 12.5 million
  • maximum project costs are € 25 million
  • the interest is 0.25% less per annum for the full term of the loan
  • the minimum loan maturity period is 2 years
  • operational financing is provided as an overdraft with a term of three years
  • the maximum term of an investment loan is 6 years
  • the financed project must be completed within 3 years and may include the purchase of tangible assets and investments in intangible assets
  • the loan can also be used for projects already supported by other EU subsidies
  • you can apply for the loan at Slovenská sporiteľňa’s regional business centres.

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