• Even for non-clients of the Slovak Savings Bank,
• Without a "business history"
• Even without security
• The possibility of a grace period of up to six months
• Early repayment of the loan and renegotiated terms and conditions without any charge
• The possibility of interest rate subsidies -1.00% p. a. of the interest rate
• Drawing on your Business account or on behalf of a third party (i.e. we pay directly to the supplier of goods or services in Slovakia or the Czech Republic)
• The possibility of increasing the loan after fulfilling the conditions set out by us

The annual interest rate on loans secured by real estate is from 4.00% and for loans not secured by real estate from 9.00%.

Requirements for a loan application

• Professional CVs of the company owner and other partners
• Proof of identity
• Business plan and financial plan (we send you a template after filling out the contact form)
• Note from the joint register of banking information
• Authorisation to do business – a note from the relevant register (e.g. business, trade),
• Other relevant documents requested by the bank (e.g. reports, references, etc.)

For example, within the program for start-up entrepreneurs we are also glad to provide feedback on your business activities and many other benefits. Business account for the first year of business free of charge.