Authorised overdraft for start-up entrepreneurs

Do you need a financial reserve or the possibility to flexibly draw finance without having to prove the purpose of drawing?

  • funding for operational needs of up to € 5,000 (e.g. purchase of stocks or range extension, bridge the gap of lack of money, etc.)
  • provision on the basis of a business plan or turnover on your account
  • establishment free of charge

Advantages of an authorised overdraft

  • free of initial charge
  • even for non-clients of Slovenská sporiteľňa
  • provision also available on the basis of a business plan, if you have not done business in past
  • or on the basis of implemented credit transactions on your Business account for the period of at least 6 comprehensive calendar months
  • the possibility of increasing the loan after fulfilling the conditions set out by us
  • the interest rate determined by the bank

For the application you need:

  • professional biographies of the company owner and other partners
  • business plan and financial plan (we will send you a template after filling out the form)
  • extract from the joint register of banking information
  • authorisation to do business
  • proof of identity
  • other relevant documents requested by the bank (e.g. reports, references, etc.)

Within the program for start-up entrepreneurs we will also be happy to provide you with feedback on your business activities along with many other benefits, for example a Business Account for the first year of business, free of charge.


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