Authorised overdraft for start-up entrepreneurs

• free of initial charge
• even for non-clients of Slovenská sporiteľňa
• provision also available on the basis of a business plan, if you have not done business in past
• or on the basis of implemented credit transactions on your Business account for the period of at least 6 comprehensive calendar months
• the possibility of increasing the loan after fulfilling the conditions set out by us
• the interest rate determined by the bank

For the application you need:

• professional biographies of the company owner and other partners
• business plan and financial plan (we will send you a template after filling out the form)
• extract from the joint register of banking information
• authorisation to do business
• proof of identity
• other relevant documents requested by the bank (e.g. reports, references, etc.)

Within the program for start-up entrepreneurs we will also be happy to provide you with feedback on your business activities along with many other benefits, for example a Business Account for the first year of business, free of charge.