Authorised overdraft for Entrepreneurs

Your account may offer more than it seems. Get a readily available resource that can always be available.

  • rapidly provided with the minimum number of required documents
  • authorised overdraft amount depends primarily on the payment carried out on business accounts held in our bank
  • also designed for clients who have not completed a full accounting period if they have been using a business account at our bank for at least 6 complete calendar months
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Advantages of an authorised overdraft for entrepreneurs

  • Designed for clients who have had a business account with our bank for at least 6 complete calendar months
  • The amount will be specified based on selected credit transactions in your business account maintained in our bank, up to a maximum of 10% of annual sales for the last completed financial year
  • The amount of your authorised overdraft is periodically reassessed based on credit transactions in your business account maintained in our bank
  • It is also provided for start-up entrepreneurs, to a maximum of € 8,500.00
  • It is provided without collateral of immovable property
  • The final maturity date is determined by the bank
  • It isn’t necessary to prove the intended use of the funds
  • The loan is repaid continuously and automatically by crediting incoming payments on the account
  • The repaid part of the loan can be re-drawn at any time

We can provide loan products with the possibility of training and consultations to prepare a business plan even to start-up companies without previous business history. More about the program for start-up entrepreneurs is available on www.zacinamepodnikat.sk.