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What we offer

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Erste Private Banking services through Slovenská sporiteľňa can be categorised into the following activities:

 

Discretionary
asset management

The service is designed for those Slovenská sporiteľňa clients, who want to have their funds professionally managed and at the same time they don’t want to be making the investment decisions regarding the composition of their portfolio. The service consists of an investment service portfolio management, whereby the investment decisions are made with professional care by the manager of client funds, with the scope specified in the portfolio management contract. The manager than can, based on the client’s investment profile and in line with the agreed investment strategy, create and manage the client’s portfolio in the most optimal manner and without further client’s instructions. The client receives regularly personalised overview of the managed portfolio.

 
 

Non-discretionary
asset management

The service is designed for those Slovenská sporiteľňa clients, who want to have their funds professionally managed and at the same time they wish to decide themselves regarding the composition of their portfolio. Same as with the discretionary asset management service it is an investment service portfolio management, except the difference being that clients themselves make their investment decisions in the form of instructions to handle the managed investment assets. The client receives regularly personalised overview of the managed portfolio.

 
 

Securities
trading

The service is designed for those Slovenská sporiteľňa clients, who want to hold securities as an investment, representing part of their total assets. The service is available in the form of investment service consisting of receiving and forwarding client instruction/s pertaining to one or more financial instruments. This service allows clients to execute speculative trades without specifying or accepting a specific investment strategy, whereby the activities pertaining to the analysis of the involved security are usually carried out by the clients themselves.

 
 

Investment services specified above are delivered in concurrence with Securities and Investment services Act No. 566/2001 Coll., as amended by subsequent regulations, with emphasis on client categorisation and client ranking into a risk profile. Provision of investment service itself is preceded by informing the client about the suitability of the selected investment service and related risks.


 
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