- international card with a chip
- electronic or embossed
- repeated drawing of funds provided by the bank up to the approved credit line

- natural persons
- citizens of SR or foreign residents
- age 18 - 61 at the day of filing the application

- cashless transactions:

• purchase of goods and services through POS terminals
• ordering through Internet, post or phone
• recharging of phone cards of mobile operators at ATMs
• viewing card account balance at the ATMs of Slovenská sporiteľňa
• purchase of goods and services through mechanical card interpreter - imprinter (only embossed cards)

- cash transactions:

• cash withdrawal from ATMs
• cash withdrawal through POS terminals in points of sale of Slovenská sporiteľňa, in other banks and at merchants
• cash withdrawal through mechanical card interpreter - imprinter in Slovenská sporiteľňa, or other banks or at merchants (only embossed cards)

- cashless transactions - up to the approved credit line amount
- cash withdrawals - up to the approved credit line amount
- total transaction limit - up to the approved credit line amount

- simple and flexible repayment:

• you determine the date of payment (the 15th day of a month at latest)
• you determine the installment amount (at least 5% from the amount outstanding, 15 € minimum)

- repayment options:

• cashless transfer
• cash deposit
• collection

- loyalty program of instant discounts from 5 to 30% in more than 5 000 shops and establishments in Slovak and Czech Republic 

List of shops and establishments who joined the Sphere program can be found at:

- issuance of an emergency card in case it gets lost or stolen while being abroad
- emergency cash in case it gets lost or stolen while being abroad