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Method of S-SWIFT payment execution/non-regulated transaction

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Method of S-SWIFT payment

S-SWIFT, A - by cheque to a named recipient, O - by cheque to bearer

When typing payment order, please use a set of characters in compliance with the SWIFT standards:
a b c d e f g h i j k l m n o p q r s t u v w x y z
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
0 1 2 3 4 5 6 7 8 9
/ - ? : ( ) . , ´ + { }

If you apply for a not regulated transaction abroad, please fill in the following data:


In the Receiver section
Name - name and surname or exact name of the receiver. Obligatory data.
Street - exact address of permanent residence, or address of the receiver. Facultative data.
City - exact address of permanent residence, or address of the receiver. Facultative data.
Country - country, in which the receiver has a permanent place of residence, or address of the receiver. Facultative data.
Important notice: In case the data in the fields „Name“, „Street“, „City“ is longer than the allowed number of characters for one specific line, continue to enter data into the following lines regardless of the field name.   

Account number - account number of the receiver in the foreign bank exactly according to notification by your business partner. As long as your business partner notified you of an account number longer than 34 characters - give a complete, unabridged account number of the receiver of the field "Specification of payment" as follows: "receiver´s account: 23456789012345678901234567890123456"
Obligatory data.
Warning: even with unregulated transactions to EU member states and countries of the European Economic Communities you may state account number of the receiver in the IBAN structure (International Bank Account Number) - starting with 01.07.2003, all banks in the EU and countries of the European Economic Communities are obliged to inform their clients on their international bank account numbers. You can get IBAN from your business partner. State IBAN in electronic form, i. e. continuously, without spaces, without the word of "IBAN". Example:
In writing: "IBAN DE89 3704 0044 0532 0130 00"
Electronic form: "DE89370400440532013000"

In the Bank of the Receiver section
Name - precise and unabridged name of the bank of the receiver. Obligatory data, if you do not fill in the BIC code.

Street - address of the bank of the receiving party. Facultative data.
City - city, in which receiver´s bank has registered office. Obligatory data, if you do not fill in the BIC code.
Country - country, in which receiver´s bank has registered office. Obligatory data, if you do not fill in the BIC code.


BIC code - BIC-SWIFT address of the receiver´s bank, in the standard code structure of ISO, eight to eleven characters, consisting of the code of the bank, country, place and branch. It enables an unambiguous identification of the receiver´s bank and automatic payments processing on the Slovenská sporiteľňa, a. s. side and on the side of banks abroad. You can obtain the BIC code from your business partner. Obligatory datum, if you do not fill in all the four fields in the Bank of the Receiver section: Name, city, country.
Warning: an unambiguous identification of the receiver´s bank as well as enabling control of the data on the receiver´s already on the side of Slovenská sporiteľňa, a. s. are an advantage. It eliminates the risk of payment postponement. If you state an incorrect BIC code, your payment order will not be processed and transaction will not be effected.

CC code – when realizing payments into countries specified below, please state the national clearing code of the recipient’s bank in the following structure that has to be typed as follows:
a) Austria         AT + 5 digits
b) Germany      BL + 8 digits
c) Spain           ES + 9 digits
d) Italy              IT + 10 digits
e) Great Britain SC + 6 digits

 

RECOMMENDATION:
If the recipient’s bank is in the European Economic Area, it is necessary to enter just the BIC SWIFT code of the recipient’s bank + account number in IBAN format for correct identification of the recipient’s bank and routing of the payment. The CC code doesn’t need to be entered since IBAN can be used for detailed specification of the bank’s branch. If the recipient’s account is not entered in IBAN format, the CC code is used for detailed identification of the recipient’s bank and it it necessary to enter this code.

 

When realizing payments into countries specified below, please state the national clearing code of the recipient’s bank in the following structure
f) Australia       AU + 6 digits
g) Canada        CC + 9 digits 
h) America       FW + 9 digits 

and name, address, and the CC code of the recipient’s bank must be entered in the section Recipient’s bank:

Name – exact and full name of the recipient’s bank. Must be filled out in case you don’t fill out the BIC code. 
Street – registered office of the recipient’s bank. Optional.
City – city in which the recipient’s bank has its registered office. Must be filled out in case you don’t fill out the BIC code.
State – state in which the recipient’s has its registered office. Must be filled out in case you don’t fill out the BIC code.
Important notice: In case the data in the fields „Name“, „Street“, „City“ is longer than the allowed number of characters for one specific line, continue to enter data into the following lines regardless of the field name.   

In the Payment section
Amount - state the payment amount in the currency units as entered in the edit-box "Currency". Amounts in HUF, JPY, PLN are to be stated without decimal points.

Currency - select the menu, in which the payment is to be realized to the benefit of receiver abroad.

Maturity date - state the required business day, on which the payment is to be debited from your account. You may enter the date latest 30 calendar days from the day of payment order entering. Obligatory data.

Payment title - choose the 3-digit code denoting the payment title. Obligatory data.

Urgent payment – by activating the check-box you request urgent:
- Foreign payment, i.e. payment in foreign currency one business day shorter to the credit of the account of the payee’s bank than standard foreign currency. Pursuant to the List of Fees and Charges, Slovenská sporiteľňa, a.s. charges for this service a charge for foreign payment as well as an additional charge for urgent payment.
- Domestic payment in EUR – Domestic urgent payment in EUR. Pursuant to the List of Fees and Charges Slovenská sporiteľňa, a.s. charges for this service a charge for domestic urgent payment in EUR.

The bank accepts payments with request for “Urgent payment“ until the publicly announced time.

Individual conditions - if you have concluded a contract with Slovenská sporiteľňa, a. s. on activation of individual conditions with regard to your account from which you are sending a foreign payment, you may ask for these when filling in the payment order by activating a checkbox of "Individual conditions ".

The fees are borne by - click on BEN, SHA or OUR and define which party will bear the costs connected to the payment:
BEN - Slovenská sporiteľňa, a. s., charges and fees of other banks participating in the payment realization will be borne by the receiver of the payment. The receiver shall receive the payment reduced by these charges.
SHA - Slovenská sporiteľňa, a. s., charges are borne by you - these charges will be debited from your account. Slovenská sporiteľňa, a. s., shall send the payment in full amount to the receiver. Fees of other banks involved in the payment will be borne by the receiver and these fees will be debited from the payment amount. The receiver shall receive the payment reduced by charges of other banks involved in the payment.
OUR - you pay both Slovenská sporiteľňa, a. s., charges as well as fees of other banks which are involved in the payment. Slovenská sporiteľňa, a. s., fees will be debited from your account. Fees of other banks, involved in the payment, may be debited from your account on the day of payment realization - in case Slovenská sporiteľňa, a. s., has been informed about them, or additionally informed about them, on the basis of documented expenses spent by the other banks.
Obligatory data.

Payment specification - state payment data agreed with your business partner on the basis of which your partner will be able to identify the specific payment in maximum of 4 x 35 characters incl. punctuation signs and spaces. Facultative data.
Warning: some foreign banks state in the client account statement or in the advice on crediting of account, data on the payment in the maximum extent of 2 x 35 or 1 x 35 characters incl. punctuation signs and spaces. The data are reduced at doing payment through the local clearing systems abroad. Therefore, it is advisable to agree with your business partner the information for receiver of maximum 2 x 35 characters or 1 x 35 characters incl. punctuation marks and spaces.

Notifications to the bank - only if you have activated the checkbox Individual conditions, specify the instruction for Slovenská sporiteľňa, a. s. regarding the payment (e.g. agreed spot exchange rate 38,25). Facultative data.
Warning: if you have not activated the checkbox Individual conditions and you have stated all obligatory data in the payment condition, as stated above, your payment order will be processed automatically without delay and information in the field Notifications to the bank will not be taken into consideration.

In the Confirmation of payment performance section
Confirmation for the receiver - activate the checkbox in case you ask for a fax confirmation on payment performance in English. This service is subject to List of Fees and Charges of Slovenská sporiteľňa, a. s. Facultative data.

In the Contact person section
Contact person - payer
International telephone number

Example:


Method of S-SWIFT payment Method of S-SWIFT payment


 
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